Mortgage interest rates for Virginia - Purchase or Refinance 

All loans subject to underwriting, credit and collateral approval.  APR includes all applicable processing, underwriting and credit reporting fees.   

All rates shown assume a 30 day lock for a primary residence purchase or rate/term refinance, excellent credit and 25% equity. 

Rates subject to change without notice

 The 30 Year Fixed and FHA Agency JUMBO product  maximum loan limits are determined by HUD and are tiered according to high cost counties in Virginia.  We can determine what your maximum loan amount is on this program for you.  Most Northern Virginia Counties received the maximum loan amount of $729,750 for FHA and $625,500 for conventional.

30 Year Fixed Conforming
RatePointsAPRLock Days
3.375%1.500%3.517%60
3.500%0.500%3.561%60
3.625%0.000%3.646%60
The APR is calculated using a loan amount of $300,000 and these typical fees.


20 Year Fixed Conforming
RatePointsAPRLock Days
3.250%0.750%3.363%60
3.375%0.000%3.403%60
The APR is calculated using a loan amount of $300,000 and these typical fees.


15 Year Fixed Conforming
RatePointsAPRLock Days
2.750%1.000%2.937%60
2.875%0.250%2.954%60
3.000%0.000%3.043%60
The APR is calculated using a loan amount of $250,000 and these typical fees.


5/1 ARM Conforming
RatePointsAPRLock Days
1.875%2.000%3.082%60
2.500%0.250%3.105%60
2.625%0.000%3.141%60
The APR is calculated using a loan amount of $300,000 and these typical fees.


7/1 ARM Conforming
RatePointsAPRLock Days
2.625%0.750%3.149%60
2.750%0.500%3.118%60
2.875%0.000%3.167%60
The APR is calculated using a loan amount of $300,000 and these typical fees.


FHA 30 year fixed
RatePointsAPRLock Days
3.500%0.000%3.520%45
The APR is calculated using a loan amount of $300,000 and these typical fees.


30 YR Fixed Agency JUMBO
RatePointsAPRLock Days
3.750%1.000%3.842%60
3.875%0.000%3.885%60
The APR is calculated using a loan amount of $625,000 and these typical fees.


30 Year Fixed FHA JUMBO
RatePointsAPRLock Days
3.750%0.000%3.762%30
The APR is calculated using a loan amount of $500,000 and these typical fees.

Current posted rates are in effect as of 05/15/2012 8:49:54 AM Central Time.

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