Mortgage interest rates for Virginia - Purchase or Refinance 

All loans subject to underwriting, credit and collateral approval.  APR includes all applicable lender fees, appraisal and credit reporting fees.    All rates shown assume a 30 day lock for a primary residence purchase or rate/term refinance, and excellent credit.  Typical lender fees total $650 - $895 depending on lender

Rates subject to change without notice.  Interest rates change daily and may fluctuate several times per day.  It's important to lock in your target rate as quickly as possible. 

 The 30 Year Fixed and 5/1 ARM Agency Jumbo product is the temporary loan amount increase as issued by HUD for 2009.  The MAXIMUM loan amount depends on what county your home is located in.  We can determine what your maximum loan amount is for this program.  Most Northern Virginia Counties received the maximum loan amount for 2009.

Conforming 30 Year Fixed
RatePointsAPRLock Days
4.500%1.750%4.674%30
4.625%1.000%4.735%30
4.750%0.000%4.773%30
The APR is calculated using a loan amount of $300,000 and these typical fees.


Conforming 15 Year Fixed
RatePointsAPRLock Days
4.125%0.000%4.172%30
The APR is calculated using a loan amount of $250,000 and these typical fees.


Conforming 10 Year Fixed
RatePointsAPRLock Days
3.875%0.000%3.954%30
The APR is calculated using a loan amount of $300,000 and these typical fees.


Conforming 5/1 ARM
RatePointsAPRLock Days
2.875%2.000%3.240%30
3.250%1.000%3.267%30
3.625%0.000%3.293%30
The APR is calculated using a loan amount of $300,000 and these typical fees.


Conforming 7/1 ARM
RatePointsAPRLock Days
3.750%0.750%3.474%30
4.000%0.000%3.488%30
The APR is calculated using a loan amount of $300,000 and these typical fees.


Conforming 10/1 ARM
RatePointsAPRLock Days
4.375%0.000%3.808%30
The APR is calculated using a loan amount of $300,000 and these typical fees.


30 YR Fixed Agency JUMBO to $729,750
RatePointsAPRLock Days
4.750%1.500%4.893%30
4.875%0.625%4.941%30
5.000%0.000%5.011%30
The APR is calculated using a loan amount of $625,000 and these typical fees.


5/1 ARM agency JUMBO up to $729,750
RatePointsAPRLock Days
3.625%1.000%3.359%30
4.000%0.000%3.384%30
The APR is calculated using a loan amount of $500,000 and these typical fees.


7/1 ARM agency JUMBO to $729,750
RatePointsAPRLock Days
3.875%2.000%3.592%30
4.125%1.000%3.605%30
4.500%0.000%3.666%30
The APR is calculated using a loan amount of $500,000 and these typical fees.


VA (Veterans) 30 Year Fixed
RatePointsAPRLock Days
4.750%0.000%4.770%30
The APR is calculated using a loan amount of $300,000 and these typical fees.

Current posted rates are in effect as of 03/13/2010 6:43:48 AM Central Time.

Get a New Loan Quote

Looking for a new home loan? Fill out the following form to get a
fast quote from us.
 
Contact Info
*Name:
*Email:
Phone:

Property Information
Are you under contract?:
In what state is the property located?:
When are you wanting to close?:
What is the purchase price?:

Mortgage Information
What is our desired loan amount?:
Program (Fixed, adjustable or Interest Only)?:

Questions
Questions, comments or concerns?:

Note: Fields with an * are required


Loan Planet LLC
Phone: Fax:

Home | Important Links! | Site Map | Apply Online! | About Us | Items we need from you | Rates and A.P.R. | ARM vs Fixed Rate Calc | Mortgage Calculators | Our LOW Rates | Customer Login | Disputing Credit Reports | HARP Program | VA Loans | No Surprises! | Are You Pre-Approved? | We Give Back | Testimonials | Home Price Index | Daily Rate Lock Advisory | myBLOG

Copyright © 2010 Loan Planet LLC
Portions Copyright © 2010 a la mode, inc.
Another XSite by a la mode, inc. | Admin LoginTerms of UseSite Map